Online Student Loan Finance


Practically 99% of the students in the UK have got online student loan finance from DirectGov.?




They offer a maximum student tuition fee loan of ?3,225 and a maximum student maintenance loan of about ?3500.


Seems like the obvious way to go right? After the fiasco that happened this year, people aren?t so sure anymore.


If it is possible for you to get a grant through the government, through low income/disability etc, then stop reading and get to DirectGov!> A free ?2996 a year is worth maybe?waiting a couple of extra?months or so for!


Everyone else, carry on reading.


If it?s affordable and?you are unsure about getting online student loan finance from the Government, you could always borrow the money off your parents. You wont have to worry about late student loan payments coming through each couple of months as well, either to pay off?the university or your student accommodation. Also, most student accommodations give some sort of discount (e.g. 5%) for students that pay for the whole year instead of quarterly… That?s about ?250 saved!


If you decide to go it alone for your first year, but then panic that you won?t be able to get student finance in the future if needed, don?t worry! Getting online student loan finance from the government is just as easy in the 2nd, 3rd, 4th year etc as it is in the 1st year.


Just as a heads up: After what has happened this year with the government student loans being delayed etc, I am pretty confident that the major UK banks will start offering online student loan finance for the next academic year soon..


Check back for a comprehensive guide here once all the major banks announce they are diversifying into online student loan finance!?



Watch the video related to student loan

Turae reflects on his college career and the repercussions of not repaying student loans.

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18 Responses to “Online Student Loan Finance”

  1. Claudio F says:

    If you can afford – I would – just make sure they are reputable……

  2. 1masfarero says:

    As a college student…i could relate….lol

  3. pjce3 says:

    I went bankrupt and trustme, i know the feeling.
    HILARIOUS How they think they have your life! Guess what, u just have a papaer that says I owe you money ;)

  4. The 1st 25 seconds were the story of my career

  5. Stan says:

    Wow. First of all in this economy. You're chances aren't looking so good. Just got out of bankruptcy. Credit score 590-620. First off for you to get a loan with bad credit from a bank that gives loan for people with bad credit, you're credit has to be a certain amount and I doubt 590 will be the minimum. You might be let down. Also the credit card is fine, but are you paying it on time. And if you do get a loan, it will have a high interest rate, and you won't get that much of a loan. Depending on how much the car is that you want. As far as down payment you're going to have to come up with a lot of money. As I said depending on how much the car is. But it does look good when you don't have alot of outstanding payments. Just see how much you can come up with on your own. That's your best bet.

  6. Kellsg101 says:

    Just make sure no one else co-signed for you.

  7. B Neezy says:

    The best I know of is Harvard extension school:

    Do the basic degree followed by the masters in business majoring in finance.

    The only catch is a few subjects must be done at the campus


  8. bgrllovefun says:

    thats not really hurting them any ur the one whos gonna remain in debt.

  9. jk0745 says:

    word of advice…. whatever you do, DO NOT DEFAULT on your student loans. It will ruin you! Do some research on the subject!!!!!!

  10. silver says:

    You should call the student loan institution you are dealing with and ask them these questions. We, here at Yahoo answers, do not have enough detail to your specific situation and many loan companies work differently.

  11. jk0745 says:

    I can not believe people are downvoting this…. its the absolute truth, Defaulting on a student loan is financial suicide.

  12. Zain844 says:

    I graduated but I couldnt find a job so yeah they’re not gonna get shit fro me. I can’t pay back money IF I DON’T HAVE ANY lol

  13. some banks provide student loans and some do not. you may have to check with your bank personally, but if not, there are other banks that do provide student loans as well as other companies such as Sallie Mae, Astrive, Monticello, just to name a few (you've probably seen some of those on tv!) But just explore your options and I'm sure you'll find something for you!

    Good luck in school! :-)

  14. babykerps says:

    You need to call your school and ask them how other students do it. I'm sure you are not the first student to apply and not have the entire amount of cash up front that is an international student. Ask for the financial aid department or if they have a department just for international students, ask to talk to them to.

    If you don't get anywhere it could be because the folks who apply and finally attend have the money to pay up front.

  15. Kellsg101 says:

    I believe most forms of education should be free to everyone, they tell us to go an get an
    education but make it hard as hell to do it without worry. When you think about it, it isn’t the degree that puts food on the table, its us, we shouldn’t have to sit around and dwell on the issue of being able afford a good education or not. I known people who really wanted to make it out of the hood by furthering their education but never got accepted anywhere, so they had to settle for the streets.

  16. Claudio F says:

    Your idea is well thought out, and logical. It is a feasible idea, also.Your logic, and feaibility indicate you are qualified to successfully research this idea to it's conclusion. I say Go for it.

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